Health Benefits

On January 23, 2023 the Governing Body’s voted to modify the health benefits carrier for the employees of the Borough of Madison (Resolution 59-2023 & Resolution 60-2023). 

Please be advised that effective March 31, 2023, the Borough will be withdrawing from the New Jersey State Health Benefits Plan and effective April 1, 2023, your health benefits will be provided by the North Jersey Municipal Employee Benefits Fund  (HIF) administered by Aetna. The health benefits provided by the new health benefits carrier will also be compliant with the requirements set forth in the collective negotiations agreements between the Borough of Madison and its bargaining units. 

Additional information, regarding enrollment, will be provided in the coming weeks. 

Register to attend an enrollment meeting here

Frequently Asked Questions

  1. Why are we switching plans?

NJSHBP announced late last year that insurance costs would be going up over 20% for 2023. Since then, administration has been working to find ways that we can provide the health care benefits to the employees at a lower cost. Moving to the HIF will reduce the cost increase for each employee. 

  1. Why the HIF?
  1. What will our new insurance be?
  1. Will my doctor(s)/provider(s) be covered?
  1. My specialist is not listed and/or my underlying condition is not covered?
  1. I have already paid towards my deductible. Will the HIF recognize that?
  1. When will open enrollment be?
  1. What about retirement benefits?
  1. I have more questions, what should I do?